Nonprofit NFCC member agencies provide personalized financial reviews, counseling and action plans to over a million people each year.

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We're about to ask you for some basic information so we can better assist you. And then you'll be on the path to a brighter financial future.

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Comprehensive counseling.

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Ways NFCC can help:

Talk to an NFCC Certified Credit Counselor

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I'm ready to schedule a financial review with an
NFCC Certified Credit Counselor.

Service interested in:

Credit card help
First-time homebuyer assistance
Small business owner financial guidance
Foreclosure prevention
Reverse mortgage help
Bankruptcy guidance
A review of my overall budget and finances
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*The NFCC and its member agencies may contact me by text. Counseling fees may vary by member agency.

Phone 1.855.3.SHARPEN 1.855.3.SHARPEN

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Who is the NFCC?

We are the National Foundation for Credit Counseling (NFCC). Founded in 1951, the NFCC is the largest and longest-serving national nonprofit financial counseling organization in the United States.

NFCC members help millions of consumers like you through community-based offices serving all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

For more on the NFCC, visit

Thank you to our funders.

The Sharpen Your Financial Focus program is an initiative of the National Foundation for Credit Counseling (NFCC) in partnership with a broad cross-section of supporters. Together, we are committed to increasing the financial well-being of Americans. This initiative is partially funded by Bank of America, Chase, Synchrony Financial, Wells Fargo and other major financial institutions. We thank all funders and partners who make this program possible. For more information, visit



You've just taken the first step toward a better financial future.

A representative from this NFCC member agency will contact you to schedule an appointment.

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In the meantime, we invite you to learn more about our programs and how they are helping consumers like you.

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For the next step, you'll be connected to our member agency's site where you can create your profile.


We are now transferring you to our Student Loan Counseling intake site to begin your session online


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